Payment plans for vet care in Memphis

Ways Memphis pet owners spread vet costs, and which options clinics in this directory state they accept.

CareCredit

A health-care credit card. Many Memphis clinics list it. Interest terms vary; deferred-interest promotions charge back-interest if not paid in full. Check the clinic's site or call to confirm acceptance.

Scratchpay

A payment-plan service for vet bills. Acceptance is limited to partner clinics; in our research only a small number of Memphis clinics were listed as partners, so check first.

Clinic payment plans

Some clinics offer their own plans for established clients. This is clinic-by-clinic and rarely advertised; the directory marks it when a clinic states it.

Pet insurance - read this first

Insurance is a pre-need product: it excludes pre-existing conditions, so it will not cover an emergency already happening. If you are mid-crisis now, the options above are the relevant ones. We keep insurance information on routine and wellness pages only.